Conference Proceedings of “45th RSEP International Multidisciplinary Conference” 4-5 February 2026, NOVA FCSH”, Lisbon, PORTUGAL
17 February 2026
ISBN: 978-625-93894-7-9
Published by
BC GRUP INC.
Publisher Certificate No: 6641
Mailing address: Mustafa Kemal Mah. 2134. Sokak Dereli Apt. No:15/2 Cankaya/Ankara/Turkey
Website: www.rsepconferences.com
Publication Type: E-Book
Published in: Ankara, Türkiye
Publication Date: 17.02.2026
Edited by: Professor M. Veysel Kaya / Ankara HBVU, Turkey & Dr. Patrycja Chodnicka-Jaworska/ University of Warsaw, Poland
Copyright © 2026
Copyright © All rights reserved. No part of the material protected by this copyright may be reproduced or utilized in any form or by any means, without the prior written permission of the copyright owners, unless the use is a fair dealing for the purpose of private study, research or review. The authors and editors reserve the right that their material can be used for purely educational, scientific and research purposes. All papers have been peer-reviewed. All scientific, technical, linguistic and ethical responsibilities are belongs to author/authors.
Copyright holder:
BC GRUP INC
All papers have been peer-reviewed
Sponsored by
RSEP & JRFM & SCIENDO & NOVA FCSH

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Aim & Scope Policies Conference Program Committees of Conference
TABLE OF CONTENT
Crowdfunding Markets in the European Union – Exploratory Assessment of Development Patterns 
Iustina Alina Boitan
Pages: 1-8
DOI: https://doi.org/10.19275/RSEPCONFERENCES380
Published Online: 17 February 2026
Authors and AIthors: Copyright Issues to Consider 
Ergysa Ikonomi
Pages: 9-15
DOI: https://doi.org/10.19275/RSEPCONFERENCES381
Published Online: 17 February 2026
Bibliometric Analysis of Studies on the Concept of Cultural Awareness in Education 
Turhan Cetin & Semsettin Akdeniz
Pages: 16-22
DOI: https://doi.org/10.19275/RSEPCONFERENCES382
Published Online: 17 February 2026
Impact of Environmental Regulation on CO2 Emissions 
Gonji Monday Stanley
Pages: 23-48
DOI: https://doi.org/10.19275/RSEPCONFERENCES383
Published Online: 17 February 2026
Integrated Multimodal Freight Transport Systems and their Impacts on Development: A Literature Review and Policy Implications 
Muhammed Veysel Kaya & Cemil Senel
Pages: 49-52
DOI: https://doi.org/10.19275/RSEPCONFERENCES384
Published Online: 17 February 2026
Perceived Risk in the Internationalization of SMEs: Evidence from Albania 
Sandra Vogli, Anisa Kume, Vasilika Kume
Pages: 53-66
DOI: https://doi.org/10.19275/RSEPCONFERENCES385
Published Online: 17 February 2026
A Systematic Literature Review of Risks in FinTech: Developing a Comprehensive Taxonomy based on PRISMA 2020 
Ivana Dvorski Lacković & Mario Cmrk
Pages: 67-75
DOI: https://doi.org/10.19275/RSEPCONFERENCES386
Published Online: 17 February 2026